Joyce has been in the insurance industry for over 30 years. She is a licensed Property & Casualty producer in the State of SC, NC and FL and holds a Surplus Lines Brokers License. A graduate of Miami University, Ohio, Joyce began her career in Ohio for a large Insurance Company, then moved into claims, personal lines and commercial lines specializing in risk management accounts. Joyce earned her CIC (Certified Insurance Counselor) designation in 1993. She relocated to Florida in 1998 and to South Carolina in 2012. Joyce enjoys being outside, running, hiking, gardening, exploring National Parks and reading during her free time.