Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.
Optional loss assessment coverage is also available to protect you against certain assessments that may be levied by the association. You would be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss. Let SCIB help you find the right amount of coverage to suit your Greenville condo insurance needs.
Condo insurance provides coverage for your personal property and much more. For a few more dollars, you can elect to carry Full Value Personal Property which ensures that you are reimbursed full replacement value without regard for depreciation after a covered loss.
If you have upgraded cabinets or put in hardwood floors, condo building item coverage protects these investments. Be sure to consult your HOA agreement to determine what the Association policy covers and what you are responsible for. If common areas are damaged, your condo association may levy assessments against all the owners to pay the deductible on their association policy.
Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments. We can help you determine your coverage needs to make sure you’re properly covered.
Many people supplement their condo insurance coverage with personal umbrella liability insurance for broader protection. If you have special valuable items such as jewelry, art, antiques or collectibles, ask about our Valuable Articles which provides broader coverage and no deductible in the event of a covered loss.
Contact us to identify the best combination of coverage, value, and price for you. We can help make sure your Greenville condo insurance continually meets your needs.
Your condo insurance policy protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.
I greatly appreciate when my agent shops around for the best deal for me. I genuinely feel they have my best interests in mind. I really like it when I can speak to an actual human not just some automated system and recap my coverage once a year.
The quotes and savings they found for me are amazing. The return calls are prompt. The insurance broker makes everything easy to understand. When I changed policy carriers the broker also made it easy and not stressful. I love you SCIB!!!!!
Unfortunately I had water damage in my home and I felt that the staff did an outstanding job and were also sympathetic to the fact I just had my home ruined. Attention was very prompt and respectful!
You reach out to ME when it’s time for a review. It’s easy to talk to someone when I have questions. You do the insurance comparisons for me so I don’t have to contact everyone about rate.
You are always looking out for our best interest as home owners. You make sure we are well covered. Thank you to you and your staff.